To apply for a residence permit in Montenegro, you need:

• A valid passport,
• Property ownership in Montenegro (the title deed must be registered in your name),
• Health insurance,
• Proof of financial means (a bank statement showing you can support yourself in Montenegro).

Step 1: Purchase a Property in Montenegro

To obtain residency, you must buy a home or apartment. There is no minimum property value required, but the property must be classified as a residential unit.

Step 2: Prepare the Required Documents

You need to submit the following documents:
Copy of your passport
Property ownership certificate (title deed)
Health insurance policy
Proof of financial stability

Step 3: Submit Your Application to the Immigration Office

Once your documents are ready, you must apply at the local immigration office in Montenegro. The process typically takes 30 to 60 days for approval.

Step 4: Receive and Renew Your Residency Permit

The residence permit is usually issued for one year and can be renewed annually. If you continuously renew it, you may apply for permanent residency after five years.

Currently, Montenegrin law does not allow direct citizenship through real estate investment. However, if you live in Montenegro legally for 10 years, you may apply for citizenship.